Surf City, New Jersey
Population, housing costs, incomes, jobs, commuting and climate in Surf City, compared with New Jersey and the U.S. using Census records and their margins of error.
Surf City borough · Incorporated borough · Census GEOID 3471640 · New Jersey directory
- Population · July 1, 2025
- 1,305 PEP Vintage 2025
- Change · 2024 to 2025
- +0.5% +7 residents
- Household income
- $118,750 ACS 2020–2024 · ±$20,339
- Home value
- $1,034,000 ACS 2020–2024 · ±$85,344
- Monthly gross rent
- $2,056 ACS 2020–2024 · ±$795
- Median age
- 62.9 years ACS 2020–2024 · ±1.3
Surf City is an incorporated borough in Ocean County, New Jersey, part of the New York-Newark-Jersey City, NY-NJ metropolitan area. With 1,305 residents on July 1, 2025, it ranks 287th in New Jersey and 9,300th nationally among Census places. Its population grew by 7 (0.5%) in the year to July 2025; since April 2020 it has grown 5.1%. Median gross rent in the 2020–2024 survey is $2,056 a month, 19.5% above the New Jersey median. Median household income is $118,750, 14.7% above the New Jersey median.
Detailed demographics → Housing and cost-of-living context →
What stands out in Surf City?
Compared with other New Jersey places, Surf City is most distinctive for an older population, fewer foreign-born residents and more remote and home-based work. Each statement below uses reliable estimates only, and survey differences from the state exceed their combined 90% margin of error.
- Median age: 62.9 years, 22.8 years older than the New Jersey median (40.1 years); higher than 96% of 322 New Jersey places with reliable estimates.
- Foreign-born residents: 4.4%, 19.6 percentage points below the New Jersey rate (23.9%); lower than 96% of 244 New Jersey places with reliable estimates. Only 8 of 244 New Jersey places with reliable estimates are lower.
- Workers who work from home: 33.6%, 16.8 percentage points above the New Jersey rate (16.8%); higher than 95% of 271 New Jersey places with reliable estimates.
- Median home value: $1,034,000, 2.3 times the New Jersey median ($454,400); higher than 92% of 314 New Jersey places with reliable estimates.
- Households with a broadband subscription: 98.0%, 5.2 percentage points above the New Jersey rate (92.8%); higher than 92% of 318 New Jersey places with reliable estimates.
How Surf City compares with New Jersey and the U.S.
| Measure | Surf City | New Jersey | U.S. | Position in New Jersey |
|---|---|---|---|---|
| Population change since April 2020 PEP Vintage 2025 | +5.1% | — | — | higher than 89% of 321 New Jersey places |
| Residents per square mile of land PEP 2025 / Gazetteer 2025 | 1,754 | — | — | lower than 76% of 323 New Jersey places |
| Median household income B19013 | $118,750 ±$20,339 | $103,556 | $80,734 | higher than 64% of 310 New Jersey places |
| Median home value B25077 | $1,034,000 ±$85,344 | $454,400 | $332,700 | higher than 92% of 314 New Jersey places |
| Median real estate taxes paid B25103 | $7,818 ±$704 | $9,590 | $3,119 | higher than 52% of 179 New Jersey places |
| Median gross rent B25064 | $2,056 ±$795 | $1,720 | $1,413 | higher than 78% of 285 New Jersey places |
| Renters paying 30%+ of income on rent B25070 | 39.5% ±65.0 pp · low precision | 51.6% | 51.1% | Not ranked: low precision |
| Homeownership rate B25003 | 91.6% ±3.3 pp | 63.8% | 65.2% | higher than 88% of 321 New Jersey places |
| Median age B01002 | 62.9 years ±1.3 | 40.1 years | 38.9 years | higher than 96% of 322 New Jersey places |
| Adults 25+ with a bachelor’s degree or higher B15003 | 67.6% ±4.1 pp | 43.6% | 35.7% | higher than 82% of 318 New Jersey places |
| Poverty rate B17001 | 4.5% ±1.8 pp | 9.7% | 12.5% | lower than 81% of 167 New Jersey places |
| People without health insurance B27010 | 0.3% ±2.1 pp · low precision | 7.5% | 8.4% | Not ranked: low precision |
| Households with a broadband subscription B28002 | 98.0% ±2.3 pp | 92.8% | 91.0% | higher than 92% of 318 New Jersey places |
| Unemployment rate (civilian labor force) B23025 | 5.3% ±2.7 pp · low precision | 6.3% | 5.2% | Not ranked: low precision |
| Foreign-born residents B05002 | 4.4% ±1.9 pp | 23.9% | 14.1% | lower than 96% of 244 New Jersey places |
| Jobs located in the place per 100 residents LODES 8.4 / PEP | 47.0 | — | — | higher than 72% of 305 New Jersey places |
| Change in local jobs since 2019 LODES 8.4 | -2.3% | — | — | lower than 67% of 291 New Jersey places |
| Workers who work from home B08301 | 33.6% ±9.4 pp | 16.8% | 15.1% | higher than 95% of 271 New Jersey places |
| Commutes of 45 minutes or longer B08303 | 33.7% ±7.7 pp | 23.4% | 16.5% | higher than 85% of 300 New Jersey places |
| Households without a vehicle B08201 | 4.1% ±2.4 pp · low precision | 11.1% | 8.4% | Not ranked: low precision |
Positions compare Surf City with New Jersey places in this directory whose estimate has a coefficient of variation of 30% or less (survey measures) or a published PEP value. The marker runs from the lowest value (left) to the highest (right); it is a description, not a score or a recommendation. 4 measures are shown in grey because the survey margin of error is too wide to rank reliably.
How many people live in Surf City?
The latest official estimate is 1,305 residents on July 1, 2025. It ranks 9,300th by population nationally and 287th in New Jersey among this directory’s PEP places. Population changed by 7 residents between the 2024 and 2025 estimates. These are annual estimates, not census enumerations.
| Reference date | Population | Change from previous estimate |
|---|---|---|
| July 1, 2020 | 1,248 | Separate from April 2020 base |
| July 1, 2021 | 1,274 | +26 |
| July 1, 2022 | 1,284 | +10 |
| July 1, 2023 | 1,291 | +7 |
| July 1, 2024 | 1,298 | +7 |
| July 1, 2025 | 1,305 | +7 |
From the revised April 2020 base to July 2025, the change is +63 residents (5.1%). This is a within-vintage comparison. Boundary adjustments can affect both the estimates and their interpretation.
Download this population chart (SVG) · Official population release
Where are the boundaries?
- Entity and stable identifier
- Surf City borough, New Jersey · Incorporated borough · 3471640
- Counties or equivalents · 2025 boundaries
- Ocean County
- Metropolitan or micropolitan context · July 2023 delineations
- New York-Newark-Jersey City, NY-NJ — Metropolitan Statistical Area County associations use Census PEP county place parts. Each county is matched by FIPS code to the official CBSA list; a city can span several counties or statistical areas. A missing association can reflect an area outside a CBSA or changed county codes between vintages. City figures on this page remain place-level statistics.
- Land area
- 0.7 square miles · 2025 Gazetteer
- Water area
- 0.6 square miles · 2025 Gazetteer
- Approximate population density
- 1,754 residents per square mile of land
- Internal point
- 39.664316°, -74.17162° · Census geographic reference point
Density divides the July 2025 estimate by 2025 Gazetteer land area, so it is approximate. The internal point is a locator, not an address. Census place profile reference .
Income and poverty
| Measure / survey universe | City estimate ± MOE | State estimate ± MOE | U.S. estimate ± MOE |
|---|---|---|---|
| Median household income Households · USD/year | $118,750 ±$20,339 | $103,556 ±$513 | $80,734 ±$166 |
| Per-capita income Total population · USD/year | $101,994 ±$13,155 | $54,253 ±$256 | $44,673 ±$122 |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Below the poverty level | 54 ±23 | 4.5% ±1.8 pp |
Household income combines the incomes of everyone in a household; per-capita income divides all income by every resident. The poverty rate is 4.5% (±1.8 percentage points) under the official Census definition.
Home values, rent and tenure
| Measure / survey universe | City estimate ± MOE | State estimate ± MOE | U.S. estimate ± MOE |
|---|---|---|---|
| Median owner-occupied home value Owner-occupied housing units · USD | $1,034,000 ±$85,344 | $454,400 ±$1,150 | $332,700 ±$236 |
| Median gross rent Renter-occupied units paying cash rent · USD/month | $2,056 ±$795 | $1,720 ±$7 | $1,413 ±$2 |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Owner occupied | 559 ±69 | 91.6% ±3.3 pp |
| Renter occupied | 51 ±23 | 8.4% ±3.6 pp |
Owner-occupied units make up 91.6% of occupied housing. Gross rent includes estimated tenant-paid utilities and home values are owners’ own estimates; both cover 2020–2024 leases and homes rather than current listings. The median home value is 8.7 times the median household income.
See housing units, occupancy, rent burden and homeowner costs .
Monthly rent by bedroom count
| Bedrooms | Monthly gross rent | 90% margin of error | Precision |
|---|---|---|---|
| No bedroom (studio) | Unavailable | Unavailable | Unavailable |
| 1 bedroom | Unavailable | Unavailable | Unavailable |
| 2 bedrooms | $2,091 | ±$627 | Estimate with MOE |
| 3 bedrooms | Unavailable | Unavailable | Unavailable |
| 4 bedrooms | Unavailable | Unavailable | Unavailable |
| 5 or more bedrooms | Unavailable | Unavailable | Unavailable |
Census table B25031 describes renter-occupied units paying cash rent within this exact place geography. Gross rent includes contract rent and estimated tenant-paid utilities. These survey medians include existing leases across 2020–2024; they are not current apartment listings. Missing categories stay unavailable, and open-ended medians remain ranges. Small bedroom categories can have large margins of error. Download source values and provenance .
Employment among residents
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| In the labor force | 489 ±93 | 42.9% ±6.3 pp |
| Not in the labor force | 652 ±84 | 57.1% ±2.4 pp |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Civilian employed | 463 ±91 | 94.7% ±4.7 pp |
| Civilian unemployed | 26 ±14 · low precision | 5.3% ±2.7 pp · low precision |
These estimates describe residents of Surf City wherever they work; jobs at workplaces inside the city appear under jobs located in Surf City. They are 2020–2024 averages, not a current monthly unemployment rate.
Which industries employ residents?
Education, health care and social assistance is the largest of the published broad industry groups among employed residents: 27.2% (126 people; ±4.0 percentage points). The estimate covers residents’ industries wherever they work, rather than employers located inside the place.
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Agriculture, forestry, fishing, hunting and mining | 6 ±15 · low precision | 1.3% ±3.2 pp · low precision |
| Construction | 45 ±26 · low precision | 9.7% ±5.2 pp · low precision |
| Manufacturing | 23 ±13 · low precision | 5.0% ±2.6 pp · low precision |
| Wholesale trade | 0 ±20 · low precision | 0.0% ±4.3 pp · low precision |
| Retail trade | 45 ±24 · low precision | 9.7% ±4.8 pp |
| Transportation, warehousing and utilities | 32 ±19 · low precision | 6.9% ±3.8 pp · low precision |
| Information | 10 ±8 · low precision | 2.2% ±1.7 pp · low precision |
| Finance, insurance, real estate, rental and leasing | 56 ±24 | 12.1% ±4.7 pp |
| Professional, scientific, management, administrative and waste services | 43 ±19 | 9.3% ±3.6 pp |
| Education, health care and social assistance | 126 ±31 | 27.2% ±4.0 pp |
| Arts, entertainment, recreation, accommodation and food services | 34 ±21 · low precision | 7.3% ±4.4 pp · low precision |
| Other services, except public administration | 17 ±19 · low precision | 3.7% ±4.1 pp · low precision |
| Public administration | 26 ±24 · low precision | 5.6% ±5.0 pp · low precision |
Occupations among employed residents
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Management, business, science and arts | 324 ±53 | 70.0% ±17.9 pp |
| Service occupations | 12 ±17 · low precision | 2.6% ±3.7 pp · low precision |
| Sales and office | 86 ±34 | 18.6% ±6.3 pp |
| Natural resources, construction and maintenance | 31 ±28 · low precision | 6.7% ±5.9 pp · low precision |
| Production, transportation and material moving | 10 ±9 · low precision | 2.2% ±1.8 pp · low precision |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Management occupations | 101 ±33 | 21.8% ±5.8 pp |
| Computer and mathematical occupations | 21 ±23 · low precision | 4.5% ±4.8 pp · low precision |
| Educational instruction and library occupations | 45 ±21 | 9.7% ±4.0 pp |
| Health practitioners and technical occupations | 64 ±25 | 13.8% ±4.7 pp |
| Sales and related occupations | 61 ±28 | 13.2% ±5.4 pp |
| Transportation occupations | 3 ±15 · low precision | 0.6% ±3.2 pp · low precision |
The detailed groups are subsets of the broad groups and should not be added to them.
How residents get to work
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Drove alone | 267 ±67 | 59.1% ±9.0 pp |
| Carpooled | 14 ±11 · low precision | 3.1% ±2.4 pp · low precision |
| Public transportation | 4 ±5 · low precision | 0.9% ±1.1 pp · low precision |
| Taxi or ride-hailing | 0 ±14 · low precision | 0.0% ±3.1 pp · low precision |
| Motorcycle | 0 ±14 · low precision | 0.0% ±3.1 pp · low precision |
| Bicycle | 4 ±5 · low precision | 0.9% ±1.1 pp · low precision |
| Walked | 8 ±8 · low precision | 1.8% ±1.7 pp · low precision |
| Other means | 3 ±4 · low precision | 0.7% ±0.9 pp · low precision |
| Worked from home | 152 ±52 | 33.6% ±9.4 pp |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| Under 15 minutes | 82 ±33 | 27.3% ±8.8 pp |
| 15–29 minutes | 75 ±27 | 25.0% ±6.9 pp |
| 30–44 minutes | 42 ±24 · low precision | 14.0% ±7.3 pp · low precision |
| 45–59 minutes | 31 ±18 · low precision | 10.3% ±5.5 pp · low precision |
| 60 minutes or longer | 70 ±28 | 23.3% ±7.5 pp |
| Category | Count ± MOE | Share ± MOE (pp) |
|---|---|---|
| No vehicle available | 25 ±15 · low precision | 4.1% ±2.4 pp · low precision |
Travel times cover workers who did not work from home. Vehicle availability is counted per household, not per driver.
Households and residents
Median age is 62.9 years (±1.3). The demographic profile covers age groups, race and Hispanic origin, household types, nativity, languages, education and moves, each compared with New Jersey and the U.S.
How many jobs are located in Surf City?
Employers in Surf City reported 607 jobs in 2023, -2.3% compared with 2019 (621 jobs). That is 47.0 jobs for every 100 residents in the July 2023 population estimate. These are jobs at workplaces inside the city limits, wherever the workers live, unlike resident employment figures.
| Industry | Jobs | Share of local jobs | New Jersey share |
|---|---|---|---|
| Accommodation and food services | 206 | 33.9% | 7.6% |
| Public administration | 81 | 13.3% | 4.3% |
| Retail trade | 69 | 11.4% | 10.3% |
| Construction | 59 | 9.7% | 4.0% |
| Information | 39 | 6.4% | 2.0% |
| Health care and social assistance | 39 | 6.4% | 15.8% |
| Administrative, support and waste management services | 38 | 6.3% | 6.9% |
| Educational services | 30 | 4.9% | 9.6% |
| Professional, scientific and technical services | 14 | 2.3% | 8.3% |
| Other services, except public administration | 10 | 1.6% | 3.4% |
| Finance and insurance | 8 | 1.3% | 4.7% |
| Arts, entertainment and recreation | 8 | 1.3% | 1.6% |
| Manufacturing | 5 | 0.8% | 6.2% |
| Real estate and rental and leasing | 1 | 0.2% | 1.5% |
| Group | Jobs | Share | New Jersey share |
|---|---|---|---|
| $1,250 a month or less | 179 | 29.5% | 15.9% |
| $1,251 to $3,333 a month | 184 | 30.3% | 24.0% |
| More than $3,333 a month | 244 | 40.2% | 60.1% |
| Age 29 or younger | 194 | 32.0% | 20.3% |
| Age 30 to 54 | 238 | 39.2% | 51.9% |
| Age 55 or older | 175 | 28.8% | 27.9% |
Accommodation and food services is the largest sector for jobs located in Surf City (33.9% of local jobs, compared with 7.6% statewide). Earnings bands describe what each job pays per month, not household income, and a worker can hold more than one job.
Source: Census LEHD Origin-Destination Employment Statistics (LODES) 8.4, workplace area characteristics, all jobs, second-quarter reference date. Census blocks are summed to 2024 place boundaries. Includes private, state and local government and federal civilian jobs; excludes self-employment, military and informal work. Counts include confidentiality noise and are less precise for small places.
Nearby station climate normals
No station in the retained NOAA release meets our complete standard-normal criteria within 25 km of this place’s Census internal point. We leave local climate values unavailable. Use NOAA’s station lookup to inspect other locations and their coverage.
Check a specific address before moving
City averages help compare places. A particular home’s school assignment, transit service and flood-map coverage need checks at the address.
- FEMA Flood Map Service Center — search the address, read the effective map and its date, and check any map changes. An unmapped location does not establish an absence of flood risk.
- NCES public school district directory — find district contact information, then use the district’s official address locator or enrollment office to confirm school assignment. A city name or district boundary alone does not assign a school.
- FCC National Broadband Map — check reported service at the exact location, then confirm availability and terms with the provider.
- Check the official transit operator’s route map and timetable for the address and your actual travel hours; the citywide commuting shares above do not measure service on a particular street.
Sources and data notes
Population: Census PEP Vintage 2025, published May 14, 2026. Survey measures: ACS 2020–2024 five-year estimates, published January 29, 2026, dollar figures in 2024 dollars. Geography: Census 2025 Gazetteer, with simplified 2024 state outlines for the locator. Statistical estimates and derived values use the same retained records in profiles, comparison, filters and downloads.
Climate uses NOAA 1991–2020 station normals (v1.0.1); jobs located in the city use LEHD LODES 8.4. Crime, school assignments and hazard scores are not inferred from these datasets, and missing values are never treated as zero. Inspect original sources, read calculation details, download this place’s source observations , or submit a correction.