Panama City, Florida demographics

Panama City, FL demographics: median age 39.5; 26.4% of adults 25+ hold a bachelor’s degree. Age, race, households, languages and education, ACS 2020–2024 with margins of error.

ACS 2020–2024 · Panama City city, Florida · Incorporated city · GEOID 1254700. The survey estimates a population of 34,979 for its five-year window. This is separate from the annual July 2025 population estimate on the city overview.

Median age in Panama City is 39.5 years, with a 90% margin of error of 2.2 years. There are 15,169 households (±464). Age and household distributions show how these totals are composed; they do not establish which neighborhood suits a particular person.

Every count and share is an estimate. “±” is a 90% margin of error (MOE); pp means percentage points. Derived shares use the category count divided by the named universe. Aggregated category MOEs and percentage MOEs are approximate. A margin larger than half its estimate is flagged as low precision. Blank source uncertainty is shown as unavailable, never zero.

Age distribution and sex

City, state and U.S. estimates · ACS 2020–2024
Measure / survey universe	City estimate ± MOE	State estimate ± MOE	U.S. estimate ± MOE
Median age Total population · years	39.5 ±2.2	42.6 ±0.1	38.9 ±0.1

Age groups · B01001 · ACS 2020–2024 Total population: 34,979
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Under 18	7,601 ±648	21.7% ±1.9 pp	19.5%	22.0%
18–34	8,416 ±731	24.1% ±2.1 pp	20.7%	22.8%
35–64	12,742 ±806	36.4% ±2.3 pp	38.4%	38.0%
65 and older	6,220 ±551	17.8% ±1.6 pp	21.3%	17.2%

Sex categories as published by ACS · B01001 · ACS 2020–2024 Total population: 34,979
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Male	16,551 ±514	47.3% ±1.5 pp	49.1%	49.5%
Female	18,428 ±512	52.7% ±1.5 pp	50.9%	50.5%

The age groups are mutually exclusive and cover the entire population. The sex categories follow this ACS table’s published classification; they are not a survey of gender identity.

Race and Hispanic origin

Race · B02001 · ACS 2020–2024 Total population: 34,979
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
White alone	22,252 ±1,097	63.6% ±3.1 pp	55.9%	61.0%
Black or African American alone	7,030 ±893	20.1% ±2.6 pp	15.1%	12.2%
American Indian and Alaska Native alone	383 ±332 · low precision	1.1% ±0.9 pp · low precision	0.3%	0.9%
Asian alone	587 ±214	1.7% ±0.6 pp	2.9%	6.0%
Native Hawaiian and Other Pacific Islander alone	61 ±62 · low precision	0.2% ±0.2 pp · low precision	0.1%	0.2%
Some other race alone	1,297 ±457	3.7% ±1.3 pp	6.3%	7.1%
Two or more races	3,369 ±589	9.6% ±1.7 pp	19.4%	12.6%

Hispanic or Latino origin · B03003 · ACS 2020–2024 Total population: 34,979
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Not Hispanic or Latino	31,574 ±681	90.3% ±1.9 pp	72.6%	80.7%
Hispanic or Latino	3,405 ±682	9.7% ±1.9 pp	27.4%	19.3%

Hispanic origin and race are separate questions. People of Hispanic or Latino origin may be of any race and appear in both tables. Do not add the Hispanic share to race shares. Race alone and two-or-more-race groups are the mutually exclusive categories of the race table.

Household types, children and living alone

Household types · B11001 · ACS 2020–2024 Households: 15,169
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Married-couple family	5,689 ±377	37.5% ±2.2 pp	46.7%	46.9%
Other family: male householder, no spouse present	663 ±186	4.4% ±1.2 pp	5.2%	5.1%
Other family: female householder, no spouse present	2,329 ±342	15.4% ±2.2 pp	12.7%	12.2%
Nonfamily: householder living alone	5,191 ±589	34.2% ±3.7 pp	28.3%	28.7%
Nonfamily: householder not living alone	1,297 ±299	8.6% ±2.0 pp	7.2%	7.0%

Households with children · B11005 · ACS 2020–2024 Households: 15,169
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Households with people under 18	4,083 ±441	26.9% ±2.8 pp	26.5%	29.5%
Households without people under 18	11,086 ±701	73.1% ±4.0 pp	73.5%	70.5%

Household size · B11016 · ACS 2020–2024 Households: 15,169
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
One-person nonfamily households	5,191 ±589	34.2% ±3.7 pp	28.3%	28.7%
Two-person households	5,139 ±565	33.9% ±3.6 pp	36.6%	33.8%
Three-person households	2,348 ±433	15.5% ±2.8 pp	15.4%	15.3%
Four-person households	1,457 ±282	9.6% ±1.8 pp	11.6%	12.6%
Five-person households	618 ±150	4.1% ±1.0 pp	5.2%	5.9%
Six-person households	187 ±102 · low precision	1.2% ±0.7 pp · low precision	1.9%	2.2%
Seven or more people	229 ±116 · low precision	1.5% ±0.8 pp · low precision	1.1%	1.4%

A family household contains related people under the Census definition. A nonfamily household can contain one person or unrelated people sharing a home. Households with children can also appear in the household-type and size tables, so those tables must not be added together. Household estimates exclude people living in group quarters from the household universe.

Nativity and languages spoken at home

Nativity · B05002 · ACS 2020–2024 Total population: 34,979
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Native	31,484 ±678	90.0% ±1.9 pp	78.1%	85.9%
Foreign born	3,495 ±676	10.0% ±1.9 pp	21.9%	14.1%

Language spoken at home · C16001 · ACS 2020–2024 Population age 5 and older: 32,775
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
English only	28,915 ±773	88.2% ±2.2 pp	69.4%	77.7%
Spanish	2,373 ±576	7.2% ±1.8 pp	22.6%	13.6%
French, Haitian, or Cajun	236 ±220 · low precision	0.7% ±0.7 pp · low precision	2.7%	0.7%
German or other West Germanic	211 ±125 · low precision	0.6% ±0.4 pp · low precision	0.4%	0.5%
Russian, Polish, or other Slavic	75 ±70 · low precision	0.2% ±0.2 pp · low precision	0.7%	0.7%
Other Indo-European	81 ±68 · low precision	0.2% ±0.2 pp · low precision	1.9%	2.0%
Korean	0 ±32 · low precision	0.0% ±0.1 pp · low precision	0.1%	0.3%
Chinese, including Mandarin and Cantonese	0 ±32 · low precision	0.0% ±0.1 pp · low precision	0.4%	1.1%
Vietnamese	219 ±189 · low precision	0.7% ±0.6 pp · low precision	0.3%	0.5%
Tagalog, including Filipino	112 ±90 · low precision	0.3% ±0.3 pp · low precision	0.3%	0.6%
Other Asian and Pacific Island	131 ±107 · low precision	0.4% ±0.3 pp · low precision	0.5%	1.1%
Arabic	163 ±145 · low precision	0.5% ±0.4 pp · low precision	0.4%	0.5%
Other and unspecified	259 ±304 · low precision	0.8% ±0.9 pp · low precision	0.4%	0.8%

Foreign born means not a U.S. citizen at birth; it includes naturalized citizens. Language categories describe speech at home among people age five and older. A language other than English at home does not establish that someone cannot speak English. This city page uses the published C16001 summary categories because the more detailed B16001 table does not provide these city records in this release.

Educational attainment

Highest completed education · B15003 · ACS 2020–2024 Population age 25 and older: 24,730
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Less than high school graduate	2,364 ±413	9.6% ±1.7 pp	10.1%	10.4%
High school graduate or equivalency	6,645 ±670	26.9% ±2.6 pp	27.2%	26.0%
Some college, no degree	6,172 ±578	25.0% ±2.2 pp	18.5%	19.1%
Associate’s degree	3,009 ±615	12.2% ±2.5 pp	10.1%	8.8%
Bachelor’s degree	4,066 ±500	16.4% ±2.0 pp	21.3%	21.6%
Graduate or professional degree	2,474 ±385	10.0% ±1.5 pp	12.9%	14.1%

The denominator excludes residents under 25. Each person is counted in the highest attainment category they completed. This table does not measure the quality of local schools or the education level of every current student.

Residence one year earlier

Geographic mobility · B07003 · ACS 2020–2024 Population age 1 and older: 34,585
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Same house	27,039 ±1,022	78.2% ±2.9 pp	86.3%	87.7%
Moved within same county	3,769 ±811	10.9% ±2.3 pp	6.6%	6.3%
Moved from a different county in the same state	2,317 ±691	6.7% ±2.0 pp	3.1%	3.1%
Moved from a different state	1,375 ±636	4.0% ±1.8 pp	2.9%	2.3%
Moved from abroad	85 ±64 · low precision	0.2% ±0.2 pp · low precision	1.1%	0.6%

These are respondents’ residence patterns one year before their survey response, pooled across the five-year window. They are not a net migration count for 2025. A person can move to a different house within the same city or county; moves within the same county should not automatically be interpreted as new arrivals to the city.

Health insurance, internet access and veterans

17.8% of Panama City residents (±2.3 percentage points) had no health insurance coverage when surveyed, compared with 11.5% in Florida and 8.4% nationally. 87.9% of households subscribe to broadband of any type, including cellular data plans. A subscription is not the same as available service: the FCC National Broadband Map shows providers at a specific address.

City, state and U.S. shares · ACS 2020–2024
Measure	Panama City	Florida	U.S.	Compared with Florida
People without health insurance Civilian noninstitutionalized population	17.8% ±2.3 pp	11.5%	8.4%	Higher
Households with a broadband subscription Households	87.9% ±1.3 pp	91.6%	91.0%	Lower
Veterans Civilian population age 18 and older	10.2% ±1.4 pp	7.4%	6.2%	Higher

Reading and reusing the estimates

The Census table links above lead to the original detailed tables. Counts, source universes and uncertainty are retained in the source observation download for Panama City . Compare these figures with the same survey window; do not compare one city’s five-year estimate with another city’s annual estimate as though they measured the same period. For methods, see uncertainty and denominator calculations.

Read Panama City housing and cost context or return to the city profile.