Panama City Beach, Florida demographics

Panama City Beach, FL demographics: median age 45.4; 38.0% of adults 25+ hold a bachelor’s degree. Age, race, households, languages and education, ACS 2020–2024 with margins of error.

ACS 2020–2024 · Panama City Beach city, Florida · Incorporated city · GEOID 1254725. The survey estimates a population of 18,971 for its five-year window. This is separate from the annual July 2025 population estimate on the city overview.

Median age in Panama City Beach is 45.4 years, with a 90% margin of error of 2.6 years. There are 8,713 households (±419). Age and household distributions show how these totals are composed; they do not establish which neighborhood suits a particular person.

Every count and share is an estimate. “±” is a 90% margin of error (MOE); pp means percentage points. Derived shares use the category count divided by the named universe. Aggregated category MOEs and percentage MOEs are approximate. A margin larger than half its estimate is flagged as low precision. Blank source uncertainty is shown as unavailable, never zero.

Age distribution and sex

City, state and U.S. estimates · ACS 2020–2024
Measure / survey universe	City estimate ± MOE	State estimate ± MOE	U.S. estimate ± MOE
Median age Total population · years	45.4 ±2.6	42.6 ±0.1	38.9 ±0.1

Age groups · B01001 · ACS 2020–2024 Total population: 18,971
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Under 18	3,284 ±456	17.3% ±2.4 pp	19.5%	22.0%
18–34	3,699 ±540	19.5% ±2.8 pp	20.7%	22.8%
35–64	8,607 ±743	45.4% ±3.9 pp	38.4%	38.0%
65 and older	3,381 ±383	17.8% ±2.0 pp	21.3%	17.2%

Sex categories as published by ACS · B01001 · ACS 2020–2024 Total population: 18,971
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Male	9,552 ±394	50.4% ±2.1 pp	49.1%	49.5%
Female	9,419 ±401	49.6% ±2.1 pp	50.9%	50.5%

The age groups are mutually exclusive and cover the entire population. The sex categories follow this ACS table’s published classification; they are not a survey of gender identity.

Race and Hispanic origin

Race · B02001 · ACS 2020–2024 Total population: 18,971
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
White alone	15,129 ±685	79.7% ±3.6 pp	55.9%	61.0%
Black or African American alone	1,032 ±440	5.4% ±2.3 pp	15.1%	12.2%
American Indian and Alaska Native alone	122 ±80 · low precision	0.6% ±0.4 pp · low precision	0.3%	0.9%
Asian alone	332 ±185 · low precision	1.8% ±1.0 pp · low precision	2.9%	6.0%
Native Hawaiian and Other Pacific Islander alone	0 ±24 · low precision	0.0% ±0.1 pp · low precision	0.1%	0.2%
Some other race alone	680 ±317	3.6% ±1.7 pp	6.3%	7.1%
Two or more races	1,676 ±461	8.8% ±2.4 pp	19.4%	12.6%

Hispanic or Latino origin · B03003 · ACS 2020–2024 Total population: 18,971
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Not Hispanic or Latino	17,048 ±468	89.9% ±2.5 pp	72.6%	80.7%
Hispanic or Latino	1,923 ±472	10.1% ±2.5 pp	27.4%	19.3%

Hispanic origin and race are separate questions. People of Hispanic or Latino origin may be of any race and appear in both tables. Do not add the Hispanic share to race shares. Race alone and two-or-more-race groups are the mutually exclusive categories of the race table.

Household types, children and living alone

Household types · B11001 · ACS 2020–2024 Households: 8,713
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Married-couple family	4,125 ±387	47.3% ±3.8 pp	46.7%	46.9%
Other family: male householder, no spouse present	480 ±294 · low precision	5.5% ±3.4 pp · low precision	5.2%	5.1%
Other family: female householder, no spouse present	882 ±300	10.1% ±3.4 pp	12.7%	12.2%
Nonfamily: householder living alone	2,587 ±440	29.7% ±4.8 pp	28.3%	28.7%
Nonfamily: householder not living alone	639 ±193	7.3% ±2.2 pp	7.2%	7.0%

Households with children · B11005 · ACS 2020–2024 Households: 8,713
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Households with people under 18	1,869 ±279	21.5% ±3.0 pp	26.5%	29.5%
Households without people under 18	6,844 ±528	78.5% ±4.7 pp	73.5%	70.5%

Household size · B11016 · ACS 2020–2024 Households: 8,713
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
One-person nonfamily households	2,587 ±440	29.7% ±4.8 pp	28.3%	28.7%
Two-person households	3,627 ±437	41.6% ±4.6 pp	36.6%	33.8%
Three-person households	1,215 ±317	13.9% ±3.6 pp	15.4%	15.3%
Four-person households	645 ±162	7.4% ±1.8 pp	11.6%	12.6%
Five-person households	474 ±145	5.4% ±1.6 pp	5.2%	5.9%
Six-person households	165 ±104 · low precision	1.9% ±1.2 pp · low precision	1.9%	2.2%
Seven or more people	0 ±34 · low precision	0.0% ±0.4 pp · low precision	1.1%	1.4%

A family household contains related people under the Census definition. A nonfamily household can contain one person or unrelated people sharing a home. Households with children can also appear in the household-type and size tables, so those tables must not be added together. Household estimates exclude people living in group quarters from the household universe.

Nativity and languages spoken at home

Nativity · B05002 · ACS 2020–2024 Total population: 18,971
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Native	17,002 ±492	89.6% ±2.6 pp	78.1%	85.9%
Foreign born	1,969 ±497	10.4% ±2.6 pp	21.9%	14.1%

Language spoken at home · C16001 · ACS 2020–2024 Population age 5 and older: 18,237
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
English only	16,351 ±490	89.7% ±2.4 pp	69.4%	77.7%
Spanish	1,364 ±417	7.5% ±2.3 pp	22.6%	13.6%
French, Haitian, or Cajun	7 ±12 · low precision	0.0% ±0.1 pp · low precision	2.7%	0.7%
German or other West Germanic	8 ±14 · low precision	0.0% ±0.1 pp · low precision	0.4%	0.5%
Russian, Polish, or other Slavic	93 ±104 · low precision	0.5% ±0.6 pp · low precision	0.7%	0.7%
Other Indo-European	101 ±83 · low precision	0.6% ±0.5 pp · low precision	1.9%	2.0%
Korean	8 ±13 · low precision	0.0% ±0.1 pp · low precision	0.1%	0.3%
Chinese, including Mandarin and Cantonese	10 ±18 · low precision	0.1% ±0.1 pp · low precision	0.4%	1.1%
Vietnamese	0 ±24 · low precision	0.0% ±0.1 pp · low precision	0.3%	0.5%
Tagalog, including Filipino	16 ±24 · low precision	0.1% ±0.1 pp · low precision	0.3%	0.6%
Other Asian and Pacific Island	136 ±130 · low precision	0.7% ±0.7 pp · low precision	0.5%	1.1%
Arabic	35 ±57 · low precision	0.2% ±0.3 pp · low precision	0.4%	0.5%
Other and unspecified	108 ±90 · low precision	0.6% ±0.5 pp · low precision	0.4%	0.8%

Foreign born means not a U.S. citizen at birth; it includes naturalized citizens. Language categories describe speech at home among people age five and older. A language other than English at home does not establish that someone cannot speak English. This city page uses the published C16001 summary categories because the more detailed B16001 table does not provide these city records in this release.

Educational attainment

Highest completed education · B15003 · ACS 2020–2024 Population age 25 and older: 14,092
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Less than high school graduate	640 ±191	4.5% ±1.3 pp	10.1%	10.4%
High school graduate or equivalency	3,020 ±418	21.4% ±2.9 pp	27.2%	26.0%
Some college, no degree	3,379 ±523	24.0% ±3.6 pp	18.5%	19.1%
Associate’s degree	1,692 ±425	12.0% ±3.0 pp	10.1%	8.8%
Bachelor’s degree	3,323 ±441	23.6% ±3.0 pp	21.3%	21.6%
Graduate or professional degree	2,038 ±404	14.5% ±2.8 pp	12.9%	14.1%

The denominator excludes residents under 25. Each person is counted in the highest attainment category they completed. This table does not measure the quality of local schools or the education level of every current student.

Residence one year earlier

Geographic mobility · B07003 · ACS 2020–2024 Population age 1 and older: 18,818
Category	Count ± MOE	Share ± MOE (pp)	Florida	U.S.
Same house	14,803 ±714	78.7% ±3.8 pp	86.3%	87.7%
Moved within same county	1,297 ±426	6.9% ±2.3 pp	6.6%	6.3%
Moved from a different county in the same state	901 ±440	4.8% ±2.3 pp	3.1%	3.1%
Moved from a different state	1,440 ±396	7.7% ±2.1 pp	2.9%	2.3%
Moved from abroad	377 ±276 · low precision	2.0% ±1.5 pp · low precision	1.1%	0.6%

These are respondents’ residence patterns one year before their survey response, pooled across the five-year window. They are not a net migration count for 2025. A person can move to a different house within the same city or county; moves within the same county should not automatically be interpreted as new arrivals to the city.

Health insurance, internet access and veterans

14.4% of Panama City Beach residents (±2.9 percentage points) had no health insurance coverage when surveyed, compared with 11.5% in Florida and 8.4% nationally. 94.5% of households subscribe to broadband of any type, including cellular data plans. A subscription is not the same as available service: the FCC National Broadband Map shows providers at a specific address.

City, state and U.S. shares · ACS 2020–2024
Measure	Panama City Beach	Florida	U.S.	Compared with Florida
People without health insurance Civilian noninstitutionalized population	14.4% ±2.9 pp	11.5%	8.4%	Not statistically different
Households with a broadband subscription Households	94.5% ±1.1 pp	91.6%	91.0%	Higher
Veterans Civilian population age 18 and older	11.5% ±2.2 pp	7.4%	6.2%	Higher

Reading and reusing the estimates

The Census table links above lead to the original detailed tables. Counts, source universes and uncertainty are retained in the source observation download for Panama City Beach . Compare these figures with the same survey window; do not compare one city’s five-year estimate with another city’s annual estimate as though they measured the same period. For methods, see uncertainty and denominator calculations.

Read Panama City Beach housing and cost context or return to the city profile.